Valad Asset Management · Delivery Proposal by G3P & Partners
Hector Analytics +Hector Finance
Crafting institutional grade real-estate assets. Hector Analytics unlocks enterprise-grade data across the entire UK real-estate sector, in combination with Hector Finance, providing direct tokenisation infrastructure for AA+ rated Real World Assets.
Hector Analytics and Hector Finance are built in conjunction, with a shared customer and asset data-base, enabling users to grade their assets and instantly gain access to capital formation. Hector Analytics proves an asset is worth owning; Hector Finance binds the legal security wrapper and asset target returns to make it tokenisation-ready.
Layer 0
Valad Group
The asset-management firm and originating deal pipeline that sources, develops and monetises the underlying real-estate assets. Valad has originated, executed and delivered development projects with a cumulative GDV exceeding £2 billion, creating more than £280 million of value across completed schemes.
Originator · Balance sheet · Brand
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Layer 1
Hector Analytics
Real-estate investment intelligence & underwriting. Ingests a data room, structures and verifies it, scores risk and value, models repositioning and sensitivity, and answers questions against the evidence — every output traced to a source.
Scoring · Rating · Wrapping · Due Diligence
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Layer 2
Hector Finance
Institutional RWA operating infrastructure. Takes a Hector-vetted asset and makes it rated, priced, structured, and tokenisation-ready — under Model B, where Valad remains the legal issuer and Hector Finance runs the engine beneath it. Smart contracts are retained by Valad.
Hector Real-Estate Investment Platform. Institutional yield, backed by AA+ Real World Assets.
Phase 0 — Discovery
A 2-week discovery phase precedes all build work. We produce engine definitions, data models, integration audits, and a UX gap analysis — culminating in a signed-off Functional Requirements document before a single line of build code is written.
Engine definitionsData model per metricIntegration auditUX gap analysisSigned FRD
02 — Platform breakdown
Hector Analytics — the intelligence layer
Hector Analytics is an AI-native real estate intelligence and underwriting platform: ingest an asset data room, structure and verify it, score risk, model repositioning and sensitivities, generate optimisation strategies, and interrogate everything through Hector Brain — with every output traceable to a source.
Analytical modulesFive modules, from raw data to actionable intelligence
00
Asset Data Model
Structured dataset · raw input
The dataset built from whatever the asset owner hands over — rent rolls, leases, ASTs, EPCs, surveys, title documents, valuations. AI extracts and structures every field; a human review screen resolves sub-threshold extractions. The output is a verified, evidence-tagged asset record that is its own deliverable. Even from plain data — no modules run yet — Hector produces a citable, queryable dataset with baseline analytics: occupancy, WAULT, passing rent, lease expiry profile, EPC rating. Every field is confidence-scored and source-attributed. Accuracy is measured per-field on Valad's real documents in week 3 before further commitment.
01
Risk Module
18+ risk categories
Scores lease, covenant, market, planning, title, EPC/ESG, climate, fire safety, operational, insurance, liquidity, compliance & macro risk — with a full evidence trail per flag. Each flag is weighted via versioned config tuned by Valad's analysts. Output feeds both the eligibility gate and the Optimisation Module.
02
Repositioning Module
5-stage feasibility · appraisal inputs
Tests 11 use classes — office, resi, BTR, PBSA, hotel, logistics, life-sciences, mixed-use and more — through a 5-stage workflow: title viability, planning, feasibility, massing, appraisal. Built-in assumptions library provides BCIS/Glenigan benchmarks where asset-specific data is absent. Three appraisal methods (Comparison, Investment, Residual) with editable assumption inputs, validated by reproducing appraisals Valad's analysts have already completed.
03
Optimisation Module
Risk → action · downstream of Risk
Reads directly from Risk Module output. Turns flagged risk triggers into ranked action strategies — regear, re-let, rent review, EPC uplift, green capex, disposal prep — each with ROI, payback period, and source evidence. Cannot run before Risk; designed to surface the highest-leverage interventions against the live risk profile.
04
Sensitivity Module
Stress & upside · 4 scenarios
Stress-tests the base case across mild / moderate / severe / upside scenarios on NOI, IRR, NPV, and RLV. Rent, yield, cost, finance, and void assumptions are independently adjustable. Full scenario designer built to Valad's hi-fi designs — outputs are the basis for investor-ready sensitivity packs.
AI-first platform · not a traditional search
Hector Brain
The intelligence layer — distinct from the analytical modules above
Hector Brain is not another module. It is the AI fabric the entire platform is built around — a live data rig that means every asset's data is available all the time, and gets smarter with every document ingested, every module run, and every query answered.
Natural language across everything. Query any field, any module output, any document in the evidence base. Ask about a specific rent review, compare two assets, run a hypothetical. Every answer is retrieved from the live data — not a cached snapshot.
Data that gets smarter over time. Every asset ingested, every query run, every analyst annotation enriches the platform's understanding. The rig compounds. Month 6 Hector Brain is meaningfully more capable than week 1 — because the data is.
78/100
● Investment eligible — score ≥ 70
Market strength · demand, supply, rental growth
82
Financial performance · NOI, yield, IRR
78
Income security · covenant, WAULT, occupancy
74
Value creation · repositioning, reversion
81
Risk profile · planning, delivery, finance
72
The Data Trust Hierarchy — built into the schema
Every number Hector produces traces back to a source tier, with confidence and date. Missing data falls back gracefully to a lower tier — clearly labelled. This is a schema design, not a UI feature.
1
Primary
Uploaded asset data
Rent rolls, leases, ASTs, EPCs, surveys, title, valuations. The asset-specific source of truth.
Government, statistical, agent research, news. Corroborating — used to triangulate assumptions.
Scenario Designer
Pre-set strategies — derived by Hector Brain
Hector Brain reads the data gathered across all four analytical modules for a given asset and surfaces a set of pre-set strategies users can run. New strategies can be added over time as the intelligence stack grows.
Repositioning
Tests 9+ alternative use classes — BTR, PBSA, hotel, logistics, life sciences and more. Outputs RLV, GDV, planning risk score, and a massing study across all tested use classes.
Regear & Lease Optimisation
Tenant covenant analysis, current vs market rent comparison, space & expansion modelling. Outputs probability of regear, income uplift, yield on cost, payback period, and IRR on capex.
Sensitivity
Stress-tests the asset across rental growth, vacancy, cap rate, opex, and exit yield. Live output of 5-year NPV, IRR, equity multiple, and cash yield vs base case.
Value Add
Capex-driven value uplift. Ranks interventions by ROI, complexity, and implementation readiness — downstream of the Risk and Optimisation modules.
PDF Reports
Reports — exportable from every module
Every analytical module produces exportable output. A single report library where all generated reports are stored, filtered, and downloaded.
Valuation & Comparables
Red Book-styled valuation evidence pack, Comparable Rental Report, Comparable Sales Report, Yield Analysis — each with source attribution and RICS compliance labelling.
Risk & Asset Reports
Risk summary, tenant covenant report, EPC/ESG report, lease summary — all traceable to the evidence tier that produced them.
Financial Outputs
Cashflow report (XLSX), sensitivity analysis pack, CapEx report, repositioning appraisal — investor-ready and exportable directly from the Scenario Designer.
Market & Planning
Market report, development pipeline summary, massing studies, photography report. All filterable by report type, date range, and asset.
Any data refresh in storage → re-queues the asset → affected engines re-fire automatically
Documents are uploaded, parsed and structured by the AI extraction layer, and written into the data stores alongside licensed and open market data pulled on a regular schedule. The engines run in sequence from that shared data. Hector Brain queries it in real time, scoped to what each user is permitted to see. Scoring weights are managed in a config layer and can be updated without a redeploy.
03 — Layer 2
Hector Finance — the tokenisation rails
The institutional tokenisation layer that takes rated and structured assets, and makes these tokenisation-ready. Valad Group has already proven the use-case with their pilot programme, leveraging token-y, across asset issuance and legal structures, which will inform the productised solution. Any smart-contract development and audits are not included in the price-quote, but will be considered in the build out and timeline.
ISSUANCE
Issuance
Issue tokenized securities. Set up asset information, compliance, supply, with automated token deployment.
INVESTORS
Capital Formation
Control and manage tokenized securities, subscriptions and investors.
TOKENISATION
Smart contracts
Smart-contract development, deployment, and security audits are relative to the assets and structures.
DISTRIBUTION
Distribute to open networks
Distribute across various DeFi protocols and chains, using Near Intent privacy standards.
Walk through the full issuance and investor flow — from institution onboarding and asset submission through to a live tokenised position. Built on the Edinburgh Office Campus pilot.
The foundation for tokenized asset operations
Hector Finance gives teams access to verifiable asset ratings and instant tokenization infrastructure, aligned with regulatory standards, designed for data privacy, and built to support large-scale, multichain distribution.
01
Asset Ratings
Verifiable onchain · AA+ standard
Global asset ratings backed by underlying credit enhancements — made verifiable onchain as a new standard for RWAs. Each rating is produced directly from Hector Analytics' evidence model and structured into an immutable, auditable credential. Not a self-certified score: a credit-enhanced, evidence-backed rating that institutional investors and counterparties can verify on-chain, without re-underwriting the asset themselves.
02
Asset Tokenization & Vaults
Token issuance · vault deployment
Issue security tokens representing ownership or economic interest in rated assets. Each token is backed by a vault holding the verified asset record, rating, and evidence trail. Supply, transfer restrictions, whitelist, and mint/burn policy are defined at issuance and enforced programmatically. Smart-contract development and deployment are led by G3P and independently audited by CertiK, Hacken, and OpenZeppelin — Hector Finance produces the token configuration package and hands off through the tokenisation layer.
03
Live Dashboards
Real-time · issuer + investor views
Configurable dashboards for both issuers and investors. Issuers see asset performance, subscription status, NAV history, and compliance state in real time. Investors see their holdings, yield accrual, and position data against the underlying asset record. Every figure in the dashboard traces directly to the evidence base — no separate data entry, no reconciliation lag.
04
Access & Control
KYC/AML · permissioned access
Integrated KYC/AML flows, transfer controls, and wallet whitelisting ensure only authorised investors can access or interact with tokenised assets. Investor onboarding, verification, and permissioning are managed from a single interface. Sensitive data is kept in secure systems — only what is necessary is exposed at each step. Transfer controls are enforced at the smart-contract level; Hector Finance surfaces the state and manages the workflow.
05
Reporting & Auditability
Onchain records · compliance ready
Onchain NAV, audit trails, and transparent transaction records simplify regulatory oversight and reduce compliance burden. Every subscription, redemption, NAV update, and compliance event is recorded with timestamp and attribution. Report Centre produces RICS Red Book-format packs, XLSX cashflow, sensitivity, capex, and covenant reports — all traceable to the underlying evidence source.
06
Distribution Ready
Platform-contained · future-extensible
Assets are issued and held within the Hector Finance platform. Under this scope, tokens are not listed or traded on external venues — the platform is self-contained, with transfer controls enforcing that boundary. This is a deliberate architectural choice: liquidity partners, AMMs, and interoperable distribution rails are post-launch. The adapter pattern is in place so that when the time comes, connecting them is configuration — not a rebuild.
04 — Product unification
The seam — where Analytics hands off to Finance
The single most important flow in the system. A Hector Analytics asset that clears the eligibility gate becomes a Hector Finance operating pipeline — passed by reference, not re-keyed. The same team builds both sides; this is internal code, not a vendor integration.
HECTOR ANALYTICS
Asset Scoring
Weighted composite score — risk, income & structural criteria — backed by credit enhancements.
→
HECTOR ANALYTICS
Asset Credentials
Investment-eligible score becomes a verifiable, evidence-backed credential.
→
HECTOR FINANCE
Structured Yield Products
Credential handed to Finance. Rated asset configured for token issuance.
→
HECTOR FINANCE
Capital Formation
Structured, token-config packaged and subscriptions opened for investors.
One shared primitive makes this work
Both products are built on a single core-evidence ledger. Hector Finance doesn't re-collect due diligence — it references Hector Analytics' score and evidence trail directly. The Hector Score is a new standard for RWAs: every real-estate asset owner stepping into the tokenised space will want a verified, evidence-backed score before they can issue. Get this primitive right and traceability is inherited by both products for free.
A single programme, one price. The shared team, shared architecture, and shared design system across Hector Analytics and Hector Finance are already reflected — you are not paying twice for foundational work.
Total programme fee · fixed
$650,000
USD · excl. third-party costs listed below
Hector Analytics — data foundation + 4 analytical modules + Hector Brain Data ingestion pipeline · risk · repositioning · optimisation · sensitivity · Hector Brain · Report Centre
Included
Hector Finance — all 6 modules Asset ratings · tokenization & vaults · live dashboards · access & control · reporting & auditability · distribution ready
G3P & Partners deploys a dedicated pod for the full 26 weeks — senior AI engineers embedded in the product, supported by shared specialists across architecture, operations, and design.
3Full-time members
5Shared resources
Development Pods
×2
Senior AI Accelerated Full Stack Engineer
Full-time
×1
Project Manager
Full-time
×2
Senior Blockchain Developer
Full-time
Shared Resources
×1
Solution Architect
Task-based
×1
DevOps Engineer
Task-based
×3
Product Designer
Task-based
Delivered by G3P & Partners · info@g3p.io
06 — How we build it
Architecture — one spine, two products
One TypeScript/JavaScript monorepo shared across both products. Hector Analytics and Hector Finance run on the same spine — auth, KYC, RBAC, evidence ledger, and audit log are built once and inherited. The on-chain layer is written in Rust, targeting NEAR Protocol as primary with Base/EVM as secondary.
AIClaude Opus 4.8 + Haiku · Files API · structured outputs
AuthClerk / WorkOS + Sumsub / Onfido (KYC)
ChainRust smart contracts · NEAR Protocol primary · Base/EVM secondary
LanguageTypeScript / JavaScript · application layer (shared across both products)
HostVercel · Neon · Temporal Cloud
The architecture above covers Hector Analytics. Hector Finance architecture is documented inside the interactive prototype.
Architecture Preview
Hector Finance Architecture Preview
System overview, component map, and on-chain layer for Hector Finance — tokenisation rails, token lifecycle, investor flows, and the NEAR/EVM smart contract architecture.
07 — Sequence
Build order — parallel discovery, shared foundation
A 26-week programme. Discovery runs in parallel across both products in weeks 1–2, establishing shared data models, the evidence ledger, and the monorepo foundation. Hector Analytics Phase 1 follows immediately; Hector Finance Phase 1 runs concurrently from week 2. Both products complete by month 6.
One Valad asset end-to-end with project lead · runbooks · recorded walkthrough
In scope — building nowNorth-star — deferred by scope
08 — What we're watching
Scope boundaries & deliberate exclusions
01
Third-party data accuracy & licences
Hector enriches assets with licensed market data — transactions, yields, rents, planning, climate. The accuracy of that data is the responsibility of the originating provider. Data licence fees and partner commercial fees are client-procured; the platform is built around a swappable adapter so providers can be changed without a rebuild.
02
Asset valuation liability
Hector Analytics produces evidence-backed scores, analytics, and appraisal outputs — it is not an appointed valuer or RICS-qualified firm. Formal asset valuation sign-off remains with Valad's appointed adviser. The platform advises; it does not certify.
03
Regulatory & partner access
KYC, jurisdiction whitelisting, and Reg S / MiCA / FCA regulatory controls require legal counsel — client-provided from week 1. Partner integrations may operate in sandboxed or manual mode at launch; the adapter pattern absorbs that without affecting the critical path.
09 — Product roadmap
From pilot to platform scale
End July 2026Pre-pilot capital raise goes live — Edinburgh Office Campus as first RWA-yield asset. Parallel discovery begins across both products.
Aug – Sept 2026Phase 1 build — Hector Analytics and Hector Finance running concurrently. Kicked off by a 2-week discovery, followed by a 6–8 week product sprint.
End Sept 2026 · Q3Main pilot closes — $100m raise, leveraging pre-pilot results, investor relations, and both live products already onboarded by users.
Q4 2026Full product finalisation — both platforms hardened, distribution partners connected. Fundraising is now dedicated to Hector Finance and to increasing TVL across the structured financial products launching on our own infrastructure.
How G3P adds value
Capital RaiseG3P leads the fundraising strategy across each tranche — up to $2.5M, $5M, $10M, $15M, and $20M+ — targeting web3 funds, institutional partners, and treasury platforms aligned with the Hector Finance vision.
Exchange DistributionG3P drives direct listings and partnerships with centralised exchanges (ByBit, HTX, OKX) and DEX platforms (Apex, GRVT, Ostium), bringing structured product TVL onto the platform through established relationships.
DeFi DistributionG3P leads integration and outreach into DeFi protocols with significant TVL — Compound Comet, Aave, Ondo, Sky, Morpho and beyond — unlocking yield vault distribution and debt-free loan mechanics for Hector Finance products.
Retail TVLCompound, NEAR Foundation, Stellar, Algorand, Uphold, Aleo, Ripple
Exchange DistributionByBit, HTX, OKX — and DEX partners Apex, GRVT, Ostium G3P-led · direct exchange relationships and listing coordination
2Wider Distribution
Cross-chainEVM-compatible by default, NEAR Protocol primary, multi-chain expansion post-launch
DeFiCompound Comet (debt-free loans), Aave, Ondo, Sky, Morpho, and any EVM-compatible protocol carrying significant TVL (~$500m+) and yield vaults G3P-led · protocol partnership outreach and integration delivery
RWA ListingsArchax, Ondo Finance, Securitize, Centrifuge
3TVL Roadmap
$100mPilot close
$1BExchange and fund distribution live
$3BCross-chain and DeFi at scale
$5B+Private bank and multi-chain maturity
10 · Questions answered
Frequently asked questions
Are all shared team members (Solution Architect, DevOps, and Product Designers) fully covered within the fixed fee?COMMERCIALS+
Yes, fully absorbed within the fixed $650,000. No additional time-based charges under any circumstances.
How is the $650,000 fee split between Hector Analytics and Hector Finance?COMMERCIALS+
$300,000 to Hector Analytics, $300,000 to Hector Finance, and up to $50,000 for smart-contract development and security audit, totalling $650,000.
What is the payment schedule?COMMERCIALS+
Three milestone-linked instalments: 50% on contract execution: covers discovery, design, core infrastructure, the central AI framework, all analytical modules, and the Hector Finance smart contracts. 25% on Phase 1 delivery: full testing and revision cycle at the midpoint of the programme. 25% on final handover: delivery of all IP and smart contracts deployed to mainnet.
Does the $50,000 smart-contract audit budget cover all auditors?COMMERCIALS+
Yes, the $50,000 covers up to two independent audits in full. Auditor selection (CertiK, Hacken, or OpenZeppelin) is agreed jointly at the point of engagement.
What's included and what's excluded from this scope?SCOPE+
Both full platforms, all analytical modules, Hector Brain, tokenisation rails, smart-contract development and audit, and the Report Centre are all in scope. Items marked "Later" are also included in the build, dependent on external factors. Analytics features activate as deal flow comes onto the platform; Finance distribution integrations go live once the partner decides to integrate. The infrastructure will be in place; what drives adoption is Valad's BD work and partner decisions, not the build.
Which data providers are included, and is the list fixed?SCOPE+
Up to 15 data provider integrations are included. The set is Valad-led; substitutions and additions are welcome within that ceiling at no extra cost. Current providers in scope: Green Street, MSCI, LandTech, Land Registry, Property Data, and Aprao.
When are DeFi and liquidity partner integrations delivered, and which platforms are included?SCOPE+
Delivered at the end of the programme, once the final product is in place. Integration is initiated by the partner platform, not by G3P. Any EVM-compatible protocol can be connected; the scope is not limited to those named in the proposal.
